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Loans are not only given on Income Documents.But without Income proof, Loans can be processed too Loans Against Repayment Track RecordIf you have paid 9 or more E.M.Is of Rs. 5,000 or more of any Loan i.e. Personal, Home, Car, etc then too, you can apply for a loan.Eligibility :- Would be:- E.M.I Amount x No.of Paid E.M.I x 1.5 Loans Against Credit CardIf you are holding a Credit Card for more than 8 months, then too,you can apply for a Loan.Eligibility :- Card Limit x 1.5 (For Credit Card more than 8 months less than 18 months) Card Limit x 2 (For Credit Card more than 18 months) Loan Against Life InsuranceIf you are holding an Insurance Policy for more than 2 years & your yearly premium[combining all the premiums of all Life Insurance Compaines] is minimum 25,000 ,then too you can apply for a Personal Loan.Eligibility :-Premium Amount (Yearly) x 5. Loan Against Fixed DepositTransfer your Existing Loan to other BankYou can also transfer your existing high interest loans - Personal
,Housing or Business Loans to other Banks with lower interest
rates |
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