Who is eligible for personal loans?
In order to qualify for personal loans, you should be a resident of India and above 21 years of age. You must be either a Salaried Individual or an Self-Employed individual.

What are the repayment options available to us?
You have ample choice to make. Personal Loans offers you a wide range of repayment options to choose from. You are free to choose the one that suits you most.you may repay through post dated cheques or an Electronic Clearing System (ECS). There is an option of prepayment after completing the lock-in-period of 6 months where you only have to pay the outstanding principal. However the option of part payment is not available here.

How can I apply?
For your comfort only, we have extended our services through online sources. You can enjoy our services absolutely free of cost at your doorstep for your convenience.

In what time can I expect the approval of the loan amount?
Most of the times, it is sanctioned in 3 working days. However, if the application needs to be authorised by zonal officer, then it may take 7 days or so.

What amount can I avail with personal loans?
A number of things are taken in to account, which decides how much amount you can have. These generally include repayment capability, financial status and many more.

Does Personal Loans deals in car loans, as well?
Yes, we do offer services to all those, who need funds to buy cars in the form of personal car loans.

When can I apply for loans at Personal Loans?
You can apply any time. We are available 24 x7.